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It picked a bad time to sell a refinery in the developed world, but Chevron lightens up to focus on Asia and gas.

Tuesday Briefing: Bulls, Bears, and Kroger
A slow earnings week on Wall Street continues.

Benefits of Debt Settlement

Whether you are interested in credit card debt settlement program, or settlement on personal loans you will get the following benefits:

  1. Avoid bankruptcy: With debt settlement solutions, you can reduce your debt burden and pay off bills comfortably. You can negotiate with the creditors or collection agency and settle your debts for as much as you can afford to pay. Thus, you don't need to file Chapter 7 bankruptcy. There are chances of losing your home or car in bankruptcy wherein your assets are sold off to pay your creditors.

  2. Avoid unfair collection practices: You can avoid unfair collection practices and harassment by debt collectors if you negotiate a debt settlement.

  3. Avoid lawsuit & other legal actions: Creditors or the collection agency can file a lawsuit, get a judgment order and garnish your wages or place lien on your property. You may be able to avoid such legal actions if you're in a debt settlement program.

  4. Single payment: Instead of paying multiple bills each month, you'll have to make a single monthly payment to the debt settlement company. The monthly payments are accumulated in a trust account in order to be paid off to your creditors or collection agency after negotiation. So, you can avoid the stress of paying debts at different rates and dealing with several creditors at a time.

  5. Eliminate extra charges: Debt settlement solutions can try and eliminate late payment fees, if any. Any over-the-limit fees on credit cards can also be minimized or eliminated by way of debt settlement.

    6. Debts You Can Settle:

    • Credit Cards
    • Unsecured Loans
    • Unsecured Personal Loans
    • Unsecured Personal Lines of Credit
    • Collections, Autos in Repossession

    Debt You Cannot Settle:

    • Home Loans / Mortgages
    • Auto Loans / Student Loans
    • Government Loans
    • AAFES, STAR, or USAA Cards(Military)
    • Warranty Contracts
    • Insurance Policies
    • Lawsuits, IRS Debt / Taxes
    • Attorney Fees
    • Speeding Tickets / Fines
    • NSF Checks
    • Current Cell Phone Bills
    • Car Repair Bills
    • Back Rent (Current Residence)
    • Back Utilities
    • Child Support
    • Secured Debts

One of our highly esteemed Finance Associates will be in touch with you within 48 business hours.

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